Latreese Mercer

I’m Latreese Mercer, an Illinois mortgage loan originator helping homebuyers, homeowners, and residential property investors make sense of their financing options. My background in HUD-certified housing counseling, foreclosure prevention, and hands-on home renovation shapes my practical, education-first approach. Whether you’re buying your first home, refinancing, considering a fixer-upper, or purchasing an investment property, I’ll help you understand your options, what to expect, and your next steps. Through The Home Equation, my goal is to help you make informed decisions that fit your housing and financial goals.